In the News The linked information being made available is strictly a courtesy of our company. When you use the links to any of the websites provided here, you are leaving the company site. Our company makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of the third-party technologies, sites, information and programs made available through the links on this site. When you access one of these sites, you assume total responsibility and risk for your use of the sites to which you are linking. May 12, 2020Tune into FOX40 at the 7am hour as Jeff talks about how you can stay on track to the retirement of your dreams and when it's safe to retire. Take Inventory of Your Savings Click here for a retirement calculatorWork with an ExpertRebalance Your Portfolio Seek Other Investment StrategiesConsider a Roth ConversionEvaluate Your PlanClick here to learn more about our retirement planning process. May 11, 2020Tune into Good Day Sacramento at the 6 a.m. hour as Jeff shares some tips on retirement, whether to retire now or wait it out.Take Inventory of Your Savings Click here for a retirement calculatorWork with an ExpertRebalance Your Portfolio Seek Other Investment StrategiesConsider a Roth ConversionEvaluate Your PlanClick here to learn more about our retirement planning process.April 8, 2020Jeff talks with FOX40 about how millions of people are finding themselves without a paycheck and how to keep your retirement savings on track during tough times. Maintain a BudgetDeal with DebtBoost Your Emergency SavingsPlan for the FutureClick here for a retirement calculator April 6, 2020Jeff talks with Good Day Sacramento about what the stimulus package means to consumers and the economy.March 27, 2020Jeff talks with Good Day Sacramento about dusting off your financial documents. 5 tips for a clean financial house! Dust off Your Budget Download a budget worksheet hereDe-clutter Your DocumentsToss Out PaperworkClean Up Your CreditReview Retirement AccountsMarch 18, 2020Jeff shares with FOX40 tips for women to take control of their finances and their future!Create a BudgetPay Yourself FirstDevelop a Retirement StrategyGet EducatedFebruary 11, 2020Jeff stopped by Good Day Sacramento to share financial tips for soon-to-be moms and dads. If you’re thinking of starting a family, you may be in for some sticker shock! *On average, parents are spending over $230,000 from birth to age 18! *Source: NerdWalletPlan For Child CareSave For CollegeGet Life Insurance Build An Estate PlanClick here for a life insurance calculator!January 27, 2020Jeff talks with FOX40 on how to prevent becoming a tax identity theft victim. Tax identity thieves are ready for tax season, but are you? File as Early as PossibleProtect Your ComputerBeware of ScamsAdjust Your WithholdingClick here for the new IRS Withholding Calculator Click here to report a suspicious email to the IRS.Click here if you believe you are a victim of Tax ID Theft.January 14, 2020Jeff talks with KMAX about tips to get rid of that holiday debt. Assess the Damage Go Plastic-FreeClick here for a budget worksheet Balance TransferStart Preparing NowDecember 18, 2019Jeff talks with FOX40 about four important year-end money moves that could lower your taxes and increase your savings. Don’t let the ball drop on your finances as the year comes to an end.Estimate Your Tax Liability Click here for the IRS withholding calculatorConsider a ConversionIncrease Your 401(k) Contributions Plan for 2020 December 12, 2019Jeff talks with Good Day Sacramento about four important year-end money moves that could lower your taxes and increase your savings. Don’t let the ball drop on your finances as the year comes to an end.Estimate Your Tax Liability Click here for the IRS withholding calculatorConsider a ConversionIncrease Your 401(k) Contributions Plan for 2020 November 5, 2019Jeff talks with FOX40 about the important topics families should discuss and how to get the conversation started. Families have a lot to discuss when it comes to finances, and the holidays are the perfect time to get the conversation started. Click here for a checklist of important financial information October 10, 2019Jeff talks with FOX40 about rules we might consider breaking. Age-old financial rules might be helpful, but times are changing and how we manage our finances needs to evolve. Save 10% of Your Income Pay Off Your Mortgage Before Saving for Retirement Don’t Use Credit Cards Get a Tax Refund Click here for the IRS withholding calculatorSeptember 18, 2019Jeff talks with FOX40 about why it may be time to get serious about exploring your life insurance options. Life insurance is sometimes seen as an unnecessary expense, but it can be a real lifesaver in hard times. Click here for a life insurance calculatorSeptember 4, 2019Jeff talks with FOX40, about the money moves you should make after a summer of overspending. Between summer concerts, fun getaways and backyard barbecues it can be hard to keep our summer spending in-check. Create a Spending PlanClick here for a budget worksheet 1. Prioritize Your Debt 2. Focus on Saving 3. Plan for the FutureJuly 26, 2019Jeff talks with FOX40 about financial tips for raising a family. On average, parents are spending over $230,000 from birth to age 18! (Source: Merrill Lynch)Plan For Child CareSave For CollegeGet Life Insurance Build An Estate PlanClick here for a life insurance calculator!July 12, 2019Jeff talks with FOX40 about his four midyear money moves. We’re halfway through the year, and it’s the perfect time to review our finances.Click here for an estate planning checklist.July 9, 2019Jeff shares with KMAX four tips to help you take control of your finances! In the hustle and bustle of life, it can be easy to put your finances on the back burner. Budgeting Basics:Write it DownNegotiate & CompareEliminate DebtPay Yourself FirstGet started with a debt worksheet here May 30, 2019 Jeff talks with Good Day Sacramento about 5 personality types and ways to improve our behavior to achieve our money goals. The secret to financial success starts by finding out what drives the decisions we make with our money.Money WorshiperClick here for a budget worksheetBig SpendersCareful SaverThe AvoiderRisk TakerMay 29, 2019 Jeff talks with FOX40 about the four financial vows you should make with your significant other. For better, for worse, for richer, for poorer! It turns out almost half of couples get married without talking about their finances. Vow to be Financially HonestVow to Plan TogetherClick here for a Retirement CalculatorVow to Protect Your FamilyVow to Always CommunicateMay 1, 2019 Jeff talks with FOX40 about some of the most important moves to consider when tax planning. Now is the perfect time to start planning for the future. Adjust Your WithholdingClick here for the IRS withholding calculatorPlan for Charitable GivingMaximize Retirement ContributionsDiversify Your SavingsApril 8, 2019Jeff talks with Good Day Sacramento about giving your tax refund a refresh - Do you know how you’re going to spend your tax refund this year?Turn Cash into Comfort, Delete Debt, Plan for the Golden Years,Pay it ForwardClick here to check your withholding March 13, 2019Jeff talks with Fox40 about how your credit score can have a big impact on your finances! Jeff shares his tips and tricks for managing your credit score.Click here for a debt worksheet to get started! February 19, 2019 Jeff shares ways with GoodDay Sacramento how to stop wasting your money and build more wealth in the New Year! Too many of us spend money on eating out or impulse shopping.Download a budget worksheet hereFebruary 8, 2019 Jeff talks with FOX40 about 4 reasons to file your taxes early, this isn’t the year to procrastinate filing your taxes. Time to Plan 1. Get Your Money Back 2. Know What You Owe 3. Lower the Risk of ID TheftClick here to report a suspicious email to the IRS.Click here if you believe you are a victim of Tax ID TheftJanuary 17, 2019 Jeff talks with Good Day Sacramento about a few exercises to help get your finances in shape. Studies show improving our fitness and our finances top the list of most popular New Year’s Resolutions. This year, consider combining the two and focus on getting financially fit! Set Your Goals Download a budget worksheet hereStart SlowBuild a RoutineBurn Off FatPlan AheadDecember 10, 2018Jeff talks with FOX40 to offer tips to stay ahead of the Grinch. Shoppers are expected to spend more money this year, and scammers are looking for every opportunity to take advantage of the holiday spirit. Holiday Scams:Shipping Notification ScamsGrandparent ScamsTravel Scams Prevention Tips:Make a ListCheck it TwiceStick to the PlanClick here to check a business with the Better Business Bureau.November 27, 2018Jeff talks with KMAX about #GivingTuesday. A major change to the way charitable giving will affect our taxes, thanks to the Tax Cuts and Jobs Act. Resources to investigate charities: CharityWatch | Charity Navigator | Guidestar | BBB Wise Giving Alliance November 12, 2018 Jeff talks about a major change to the way charitable giving will affect our taxes, thanks to the Tax Cuts and Jobs Act. Resources to investigate charities: CharityWatch | Charity Navigator | Guidestar | BBB Wise Giving Alliance October 23, 2018 Jeff talks with FOX40 about about ways you can trick yourself into saving. A good chunk of people have no savings account at all. That’s dangerous territory when the next expensive car or home repair or unexpected medical bill could be right around the corner. Click here for a link to the Interactive Tax Assistant tool on the IRS website. You will find answers to a variety of tax law questions.August 23, 2018Jeff talks with Good Day Sacramento about planning for the ultimate vacation destination: retirement! It takes time and effort to plan for a summer vacation. Are you taking the same care with your finances?Follow these steps:Pack Your SuitcasePlan Your ItineraryProtect Your HomePrepare for the UnexpectedGet a 5-Star ReviewClick here to get your free credit reportAugust 13, 2018Jeff talks with ABC10 about 3 money lessons your soon-to-be scholar should know before move-in day. High school grads are ready to fly the nest, but there are a couple more classes they need before they can take flight! Lesson #1 - Build a Budget - Click Here for a College Budget BuilderLesson #2 - Be Careful with CreditLesson #3 - Read the Loan Fine Print https://www.budgetworksheets.org/templates/college-student-budget-worksheet July 5, 2018Jeff talks with KMAX about the four questions couples need to be asking before walking down the aisle. Before you say “I do”, get to know the financial side of your partner. Q1: Are you a spender or saver? Click here for a budget worksheetQ2: How much debt do you have? Click here for a debt worksheetQ3: How many kids do you want? Click here to calculate your child’s costsQ4: How will we save for retirement?</iframeMay 29, 2018Jeff talks with KXTV, Channel 10 about the Class of 2018 and shares tips to help recent grads and their parents. Why the Class of 2018 still has a lot to learn when it comes to financial matters! Many are relying on Mom & Dad to pay their bills, like groceries, insurance or rent. Track Every DollarPay Down DebtGive Yourself a Head StartSave For Emergencies Click here to see how much parents’ finances can be affected by helping adult children.May 15, 2018Jeff talks with Good Day Sacramento about the Class of 2018 and share tips to help recent grads and their parents. Why the Class of 2018 still has a lot to learn when it comes to financial matters! Many are relying on Mom & Dad to pay their bills, like groceries, insurance or rent. Track Every DollarPay Down DebtGive Yourself a Head StartSave For Emergencies Click here to see how much parents’ finances can be affected by helping adult children.April 8, 2018 Jeff talks with KMAX about 5 tips to spring clean your financial house: Spring only comes once a year, but a deep cleaning can help your home stay organized and uncluttered all year round. The same can be said for your finances! Inspect Your BudgetBrush Up on Your GoalsRake in Retirement ContributionsClean Up FormsTake Out the Trash Click here to find out how long to keep financial documents March 26, 2018 at 9:45am Jeff talks with KXTV about how to revamp your refund and make your money work for you. Buy a new gadget or pay off the credit card? Go on a sunny vacation or start an emergency fund? 62% of Americans are expecting to get a tax refund this year.Revamp Your RefundBuy Your Financial FreedomGet Peace of MindUpgrade Your RetirementInvest in the Future - 529 Plan Information Generate Good KarmaTreat Yourself 529 Plan Information | http://www.savingforcollege.com/March 26, 2018 at 9:15amJeff Bangerter talks about 5 smart money moves to consider now that it’s in effect. Tax reform is officially in place. Over the next several months, the changes could start adding up. Check Your WithholdingIncrease Your SavingsTake Advantage of Low Interest RatesAsk for a RaiseSpeak to a Professional Click here to see your new tax bracketClick here for the IRS calculatorMarch 12, 2018Jeff Bangerter talks with KMAX about March Madness. While your co-workers are busy building their brackets and cheering on their teams, you can use this time to up your financial game, the Final Four money lessons that March Madness can teach us:Set Your GoalsBuild Your BracketClick here for a budget worksheetWatch Out for Busters HereFebruary 12, 2018If your budget is in the red and you’re feeling blue, you better skip that fancy dinner for two! Jeff Bangerter shares with KMAX some simple ideas to show our loved ones how much we care without breaking the bank. DIY Date Night (save $100)Skip Gifts (save $25-$50)Make it a Competition (save $80)Click here for more money-saving date ideas!January 16, 2018 Jeff spoke with KMAX about 5 things you should have in your holiday debt, hangover kit. Planner to Stay on Track Click here for a debt worksheetMovies for Frugal FunGloves to start a Snowball EffectCell Phone to call for a Lower Interest RateHoliday Card as a Reminder to Save for Next YearDecember 11, 2017Jeff shares with Good Day on how much you should tip in every situation. Tips to to tipping; your hairstylist to your housekeeper... your daycare provider to your dog walker... these people make our lives easier all year round! Click here for a general tipping guide.Click here for a holiday tipping guide.November 15, 2017There’s more to do than plan your New Year’s party - the final months of the year are an important time to take a good look at your finances. Financial professional Jeff Bangerter talked with KXTV about five smart money moves to make before December 31st that will help your finances in 2018 and beyond! 1. Prep For Tax Season2. Reduce Your Tax Bill3. Set Your 2018 Financial Plan4. Convert to a Roth IRA5. Check Your Insurance Click here for a life insurance calculatorNovember 13, 2017Jeff Bangerter talks with KMAX about how to make the most of your donation when you’re giving back on a budget. The holidays put us in a giving mood, and that includes donating to charity. Last year, Americans gave a record $390 million! It’s not huge gifts from the wealthy; it’s smaller donations from individuals and families.Choose Wisely CharityWatch | Charity Navigator | Guidestar | BBB Wise Giving AllianceFind New Uses Turn Items into CashCreate a Paper TrailPut in the HoursOctober 11, 2017Jeff Bangerter talks with KMAX about better ideas for grads struggling under the weight of student loans:1. Start Studying Click here to for a student loan guide from the Consumer Financial Protection Bureau2. Don’t Miss Payments3. Attack the Debt4. Think Long-TermSeptember 12, 2017Jeff Bangerter speaks with Good Day Sacramento (KMAX) about 4 quick ways to detox your spending and reboot your budget.Take a Fiscal FastNote Every NickelClick here for a Budget WorksheetGo All CashPurge Your Place August 8, 2017Jeff Bangerter speaks with Good Day Sacramento (KMAX) about 5 common money mistakes students are making. You may have passed math and science, but did you get an ‘A’ in personal finance? Drowning in DebtPaying PenaltiesSpoiling Your Score Get your free credit report by clicking here.Falling for FraudTuning Out TuitionAugust 9, 2017 Jeff Bangerter talks with News 10 (KXTV) about how to save when shopping for back to school. Every kid wants to sport the latest supplies while walking the halls in style. : Set a Budget Click here for a budget worksheetScope out the Supply ListGet the Kids InvolvedFollow Your Favorite StoresAvoid PenaltiesJuly 11, 2017Tune in to watch Jeff Bangerter talk with Good Day Sacramento, on how to be careful when you book your summer fun! From fake vacation deals to bogus concert tickets, scammers are out in full force. Top 4 Summer ScamsSummer Travel ScamsSummer Job ScamsHome Improvement ScamsConcert Ticket ScamsIf you need to file a complaint with the Better Business Bureau click here to get started. June 13, 2017Jeff Bangerter explains how parents can provide an education with that first paycheck: For teenagers, a summer job is the first taste of financial freedom. But parents have a job, too: teaching those teens financial responsibility. 1. Everyday Expenses2. Long-Term Savings3. Very Long-Term Savings4. Gift of GivingClick here for a teen budget worksheetMay 16, 2017Jeff Bangerter explains why more of 70% of college grads have student loan debt looming, and the average balance is $37,000 and getting a tassel doesn’t have to be a financial hassle. Money mistakes the Class of 2017 should avoid: Mistake #1 - Defaulting on Your LoanMistake #2 - Not Having a Budget - Click here for a budget worksheetMistake #3 - Ignoring Your RetirementMistake #4 - No Money in the BankMay 10, 2017Watch Jeff Bangerter on May 10th in the 6am hour - From childcare to college to cell phone bills, moms pay a steep price for their bundles of joy. And that’s one of the reasons we set aside one day every year to say thank you to Mom. This Mother’s Day, financial professional Jeff Bangerter talked with Good Day Sacramento to break down the price tag of a mother’s love!Babies: ChildcareChildren: Extracurricular ActivitiesTeens: Car InsuranceStudents: CollegeYoung Adults: Cell PhonesClick here for a cost of raising a child calculatorBlack FridayJeffrey Bangerter talked with Sacramento's News 10 about Black Friday mistakes. Financially Happy CouplesJeffrey Bangerter talked with Sacramento's Channel 31 Good Day Sacramento about Financially Happy Couples. Budget PlanningJeffrey Bangerter was asked by Sacramento's Channel 10 News to help a struggling family with their finances. Fiscal HealthJeffrey Bangerter met with Sacramento's Good Day Sacramento Channel 31 to talk about your Fiscal Health. File Taxes EarlyJeffrey Bangerter of Bangerter Financial Services, Inc. met with Sacramento's News 10 to talk about the benefits of filing taxes early. To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at info@BangerterFinancial.com or call us at 916-965-1879 today!We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.